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September 18, 2026

New windows, less draft, and financial support

Jaap Oud made his home more energy-efficient with new windows. He financed part of the costs with a loan from the National Heat Fund. He also made use of subsidies. Read the interview with Jaap about his approach and what it yielded.

Time for new windows

“Ten years ago, I already had my facade insulated by Pluimers. I had a good experience with them. So, I made an appointment with them now to replace the windows. Together with the advisor, we inspected the windows that needed replacing. Some were already forty years old. years old and it still had windows with old double glazing. Three windows had single glazing. So it was definitely time for a renewal.”

The advisor measured the windows and prepared a quote. “After that it took another 6 to 8 weeks before the new windows were installed. In the meantime, I started looking into how I could finance the costs.”

Borrowing without interest

The advisor from Pluimers pointed out the National Heat to Jaap. fund. “He told me that I could apply for a loan there for the work. I started looking into that.”

Jaap started his application on October 15. He received approval on January 2. “So it does take a while. You have to submit various documents, such as an income statement. And sometimes you have to resend something because something is missing. For the approval, the Warmtefonds also needed the quote from Pluimers and a statement from the contractor.”

Because Jaap’s combined income is below the incomes Since the limit is 60,000 euros, he could make use of a 0% interest loan. He is paying back the amount in 7 years. “I am paying 42 euros per month now.” The bill of approximately 3,500 euros for the windows and painting work. Jaap sent directly to the Heat Fund.”

Also subsidy

In addition to the loan, Jaap made use of the insulation subsidy from the municipality. “The co A worker from Pluimers indicated that I was eligible for this. I could receive the maximum municipal subsidy of 2,100 euros. In addition, I received an amount per square meter from the central government (ISDE subsidy) for the replacing the glass.”

Help from energy advisor Christy Schminnes

When applying for the municipal subsidy, Jaap received help from energy advisor Christy Schminnes from the municipality. “I couldn’t quite manage it myself, because the WOZ value of my house wasn’t in the system. Christy then called the right agencies and arranged it. That helped me a lot.”

Immediate difference

The difference between the old glass and the new was immediately noticeable. “It was February when it there was a new glass in it. I noticed it immediately: delicious warm in the house, no more drafts and the windows They don’t fog up anymore. That really makes a difference.”

Future plans

Jaap is not yet finished with his house. “The facade I had it insulated ten years ago and it is Still good. Next year I want to work on the roof. insulate the inside. My son wants me to help with that. to help."

Advice to other residents

His advice to other residents who their house want to become more sustainable? “You just need to know which ones paths you can walk. That will take some time. sit in it. But once you know what is possible is and what information you need to provide, you will quite a way. Christy Schminnes from the municipality Ameland can also help you get well on your way.

Also free, no-obligation advice?

Are you unsure which measures best suit adapt your home or which subsidy you can apply? You don’t have to do it alone search. The municipal energy advisor Ameland, Christy Schminnes, is happy to help you. on the way. She provides independent advice on energy saving, sustainability and the financial arrangements that suit your situation. She is also happy to come to your home for a No-obligation chat at the kitchen table. Make an appointment with Christy directly via 0519 555 555 orduurameland@ameland.nl

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